There is no question that student loan forgiveness will significantly impact housing, particularly for low- and moderate-income homebuyers.

The post Opinion: Forgiving student loan debt boosts homeownership appeared first on HousingWire.

New home sales are back to 1996 levels already. So, when we have a month where demand picks up, it can move the needle in a big way. 

The post New home sales are up 28% — but don’t believe the hype appeared first on HousingWire.

The strength of the U.S. dollar is causing too much pain worldwide, and traditionally something breaks when this happens.

The post Why the Fed’s housing reset risks a global recession appeared first on HousingWire.

An honest assessment of CRA is that it has not been effective when it comes to bank mortgage lending. So why would we extend it to IMBs?

The post Opinion: CRA doesn’t work for banks or IMBs appeared first on HousingWire.

The age-old laws of supply and demand are driving home-price growth, not the purchase activities of large SFR companies.

The post Opinion: SFR companies not to blame for lack of inventory appeared first on HousingWire.

Now that mortgage rates are over 6%, the one-two punch of rising prices and rates is the core basis of the savagely unhealthy housing market. 

The post Existing home sales data shows extent of housing inflation appeared first on HousingWire.

At the peak of 2005, we had about 2.24 million housing completions in the monthly report. Today, we are at 1.342 million.

The post Housing completion data is now savagely unhealthy appeared first on HousingWire.

Tax policy today enables big investors to deduct the full cost of interest on an unlimited amount of funds to acquire single-family homes.

The post Opinion: Stop subsidizing Wall Street buying up homes appeared first on HousingWire.

Dave Stevens writes: The changes are so punitive that either costs will rise or many Ginnie Mae servicers will leave the program altogether.

The post Opinion: What is Ginnie Mae thinking with new capital rule? appeared first on HousingWire.

Mortgage rates got as low as 2.5% in 2021 and as high as 6.25% in 2022. But it’s not rates but the new listing data that got my attention.

The post Are we seeing a mortgage rate lockdown? appeared first on HousingWire.